FAQs
What does rypil do for my business?
rypil helps your business support the causes your customers care about, funded by real purchases rather than discounts or ad spend. It's a way to be chosen by values-driven customers — without coupons, loyalty points, or upfront campaigns.
Do I need to integrate rypil with my POS or train my staff?
No. rypil does not require POS integration, staff training, coupon codes, QR codes at checkout, receipt uploads, or any change to your normal checkout process.
Customers shop and pay as they normally would. Your staff does not need to ask whether someone is using rypil, apply a discount, enter a code, scan anything, or explain the program at checkout.
rypil identifies purchases through secure transaction data from registered rypil supporters and calculates contributions automatically based on your business’s settings.
Built for everyday business operations
No POS integration
No staff training required
No coupon codes or QR scans
No receipt uploads
No change to checkout
Customers pay like normal
How does rypil know when a customer shops with me?
rypil supporters securely connect their bank or card accounts through Plaid, a trusted financial account-linking provider. When a registered supporter makes a purchase at a participating business, rypil recognizes the transaction and calculates the contribution based on your business’s contribution settings.
Your business does not need a POS integration, and customers do not need to scan a code, use a coupon, upload a receipt, or mention rypil at checkout.
rypil does not receive the customer’s bank login credentials, does not see full card numbers, and cannot charge or move money from the customer’s account.
How much does rypil cost a business?
You set your own contribution as a percentage of qualifying purchases, and you fund a wallet to cover those contributions (a one-time minimum, typically between $150 and $300 depending on business type). Getting discovered in the app costs nothing — you only contribute when a registered rypil supporter actually makes a purchase. You pay for confirmed sales, never for views or clicks.
What does each purchase cost?
Businesses contribute a percentage of eligible purchases made by registered rypil supporters. The minimum contribution is 2% of the eligible transaction amount.
rypil also charges a 1% platform fee on eligible transactions.
For example, if a registered rypil supporter spends $100 at your business:
$2.00 goes toward the customer’s chosen nonprofit
$1.00 is the rypil platform fee
$3.00 is the total cost to your business
You only pay when a registered rypil consumer makes a purchase.
Do customers pay anything extra?
No. Customers do not pay extra to use rypil, and their purchase price does not change.
The contribution is funded by the participating business.
Can I pause participation?
Yes. You can pause your participation or request changes through the rypil partner dashboard.
When participation is paused, your business may no longer appear as active to rypil supporters, and new eligible purchases may stop generating contributions until participation is restored.
What will I see in the dashboard?
Your rypil dashboard helps you understand participation, cost, and impact.
Depending on your account setup and activity, you may see:
Current account balance
Funding history
Eligible transaction activity
Contributions generated
rypil fees
The dashboard is designed to help you understand both what you are contributing and how rypil is helping create customer engagement around your business.
Is rypil an advertising platform?
No. rypil isn't pay-per-click or impression-based marketing. Your contribution is tied to confirmed purchases by real customers, not to exposure. You're not buying ads — you're turning real sales into community support.
Can I choose which nonprofits I support?
rypil is designed around the customer’s chosen cause. When a registered rypil supporter shops with your business, your contribution goes to the nonprofit that the customer has selected in rypil.
This allows your business to support the causes that matter most to your actual customers, rather than asking every customer to support the same organization.
Do customers choose their own cause?
Yes. Customers choose the nonprofit they want to support when they join rypil.
When they shop at participating businesses, purchases generate contributions for their selected nonprofit.
When are contributions deducted?
Contributions are calculated when customer transactions are identified and confirmed by rypil.
Your business funds a rypil account in advance, and contributions and platform fees are deducted from that balance as qualifying transactions are processed.
How are contributions delivered to nonprofits?
Contributions are distributed from a central rypil wallet to each nonprofit's connected account through Stripe, based on rypil's record of what each cause is owed. rypil itself is the infrastructure that routes the funds — not a charity.
How do I fund my account?
You fund your rypil business account through the rypil partner dashboard.
Your balance is used to cover customer-generated contributions and rypil platform fees. The dashboard shows your current balance, funding activity, contribution activity, and related transaction details.
What happens if my balance runs low?
rypil will notify you when your balance is running low.
Depending on your settings, you may be able to manually add funds or enable automatic top-ups. If your account does not have enough funds to cover expected activity, your business may stop appearing as active to customers until the balance is restored.
What happens if a customer gets a refund?
If a customer receives a full or partial refund, rypil adjusts the related contribution when the refund is identified.
The contribution portion connected to the refunded amount is credited back to your business balance or deducted from what would otherwise be owed to the nonprofit.
Platform fees may not be refundable except in cases such as fraud or processing error.
Can I change my contribution rate?
Yes. You can update your contribution settings in the rypil partner dashboard.
Contribution changes apply going forward and do not retroactively change contributions already generated from prior transactions.
Is this tax-deductible?
You should consult your tax advisor for guidance specific to your business.
In general, rypil helps document contribution activity and related transaction details, but tax treatment may depend on your business structure, how the contribution is classified, the recipient organization, and applicable tax rules.
What does “Founding Business” mean?
A Founding Business is one of the early businesses to join rypil in a market or community.
Founding Businesses may receive early visibility in the rypil experience, participate in initial market-building activity, and help shape how rypil grows with local businesses, consumers, and nonprofits.
“Founding Business” is not a separate legal status. It is a way to recognize early participating businesses that help bring rypil to life in their community.
